:root {
  --ink: #17191c;
  --muted: #6e7479;
  --navy: #21384b;
  --green: #4d9b25;
  --green-dark: #31720f;
  --pale: #e5f5fb;
  --line: #e6e8e9;
  --cream: #fff9e8;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: #fff;
  font-family: Arial, Helvetica, sans-serif;
}

a { color: inherit; }
img { display: block; max-width: 100%; height: auto; }
.page-width { width: min(1120px, calc(100% - 36px)); margin: 0 auto; }

.advertorial-label {
  height: 28px;
  display: grid;
  place-items: center;
  background: var(--navy);
  color: #fff;
  font: 12px/1 Arial, sans-serif;
}

.site-header {
  border-bottom: 1px solid var(--line);
  background: #fff;
}

.brand-row { min-height: 66px; display: flex; align-items: center; }
.brand {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 21px;
  color: #333;
}
.brand img { width: 24px; height: auto; }

.article {
  width: min(780px, 100%);
  padding: 28px 0 132px;
}

.breadcrumb { margin: 0 0 23px; color: #777; font-size: 13px; }
h1 {
  margin: 0 0 17px;
  font-size: clamp(34px, 5vw, 52px);
  line-height: 1.08;
  letter-spacing: -.9px;
}
.deck {
  margin: 0 0 26px;
  max-width: 745px;
  font-size: 23px;
  line-height: 1.3;
  font-weight: 700;
}
.byline {
  display: flex;
  align-items: center;
  gap: 13px;
  flex-wrap: wrap;
  margin-bottom: 18px;
  color: #72777b;
  font-size: 10px;
  letter-spacing: .35px;
}
.byline img { width: 35px; height: 35px; border-radius: 50%; }

.hero-image, .article-image {
  width: 100%;
  margin: 0 auto 24px;
}
.article-image.medium { max-width: 690px; }
.image-link { display: block; }

.lead-note {
  margin: -24px 0 28px;
  padding: 18px 14px;
  background: var(--pale);
  color: #397082;
  font-size: 17px;
  line-height: 1.55;
  font-style: italic;
}

.article > p,
.article li {
  font-family: Georgia, "Times New Roman", serif;
  font-size: 20px;
  line-height: 1.72;
}
.article > p { margin: 0 0 23px; }
.article h2 {
  margin: 48px 0 20px;
  padding-bottom: 9px;
  border-bottom: 1px solid #dfe2e4;
  font-size: 34px;
  line-height: 1.18;
}
.text-link { color: #1e6fa2; }

.cta {
  display: flex;
  width: min(640px, 100%);
  min-height: 62px;
  margin: 30px auto;
  padding: 15px 22px;
  align-items: center;
  justify-content: center;
  text-align: center;
  border-radius: 4px;
  background: linear-gradient(#61b636, #398316);
  border: 1px solid #2d6e10;
  box-shadow: 0 3px 0 #245b0a;
  color: #fff;
  text-decoration: none;
  font-weight: 800;
  font-size: 20px;
}
.cta:hover { filter: brightness(1.06); transform: translateY(-1px); }

.benefit-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin: 25px 0 36px;
}
.benefit-grid div {
  padding: 20px;
  border: 1px solid #dce2d8;
  background: #f8fbf6;
}
.benefit-grid strong { display: block; margin-bottom: 7px; color: var(--green-dark); font-size: 18px; }
.benefit-grid span { color: #555; font-size: 15px; line-height: 1.45; }

.offer-box {
  margin: 36px 0;
  padding: 28px;
  border: 2px solid #e8b638;
  background: var(--cream);
  text-align: center;
}
.offer-kicker { color: #a46700; font-size: 13px; font-weight: 800; letter-spacing: 1.2px; }
.offer-box h3 { margin: 8px 0 10px; font-size: 28px; }
.offer-box p { margin: 0; font: 19px/1.5 Georgia, serif; }
.offer-box .cta { margin-bottom: 0; }

.steps { margin: 10px 0 28px; padding-left: 30px; }
.steps li { margin-bottom: 12px; }

.warning {
  display: grid;
  gap: 7px;
  margin: 20px 0 26px;
  padding: 20px 22px;
  border-left: 6px solid #c73232;
  background: #fff3f3;
}
.warning strong { color: #b02424; font-size: 20px; }
.warning span { font: 17px/1.5 Georgia, serif; }

.disclosures {
  margin-top: 50px;
  padding-top: 24px;
  border-top: 1px solid var(--line);
  color: #777;
}
.disclosures p { margin: 0 0 13px; font-size: 12px; line-height: 1.5; }

.site-footer {
  padding: 24px 0 100px;
  border-top: 1px solid var(--line);
  color: #666;
  font-size: 13px;
}
.site-footer .page-width { display: flex; justify-content: center; gap: 18px; flex-wrap: wrap; }

.sticky-offer {
  position: fixed;
  z-index: 50;
  left: 0;
  right: 0;
  bottom: 0;
  min-height: 76px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 34px;
  padding: 10px 20px;
  background: rgba(32, 55, 73, .97);
  color: #fff;
  box-shadow: 0 -4px 18px rgba(0,0,0,.18);
  transform: translateY(110%);
  transition: transform .25s ease;
}
.sticky-offer.visible { transform: translateY(0); }
.sticky-offer div { display: grid; }
.sticky-offer strong { font-size: 19px; }
.sticky-offer span { margin-top: 3px; color: #dce7ec; font-size: 14px; }
.sticky-offer a {
  padding: 14px 22px;
  border-radius: 4px;
  background: #5dac32;
  color: #fff;
  text-decoration: none;
  font-weight: 800;
}

.legal-page { min-height: 70vh; padding: 48px 0; }
.legal-page h1 { font-size: 38px; }
.legal-page p { font: 18px/1.7 Georgia, serif; }

@media (max-width: 760px) {
  .article { padding-top: 22px; }
  h1 { font-size: 35px; }
  .deck { font-size: 20px; }
  .article > p, .article li { font-size: 18px; line-height: 1.68; }
  .article h2 { margin-top: 40px; font-size: 29px; }
  .benefit-grid { grid-template-columns: 1fr; }
  .sticky-offer { justify-content: space-between; gap: 12px; padding: 9px 12px; }
  .sticky-offer strong { font-size: 15px; }
  .sticky-offer span { font-size: 12px; }
  .sticky-offer a { padding: 12px 13px; font-size: 13px; white-space: nowrap; }
}

@media (max-width: 480px) {
  .page-width { width: min(100% - 24px, 1120px); }
  .brand { font-size: 18px; }
  h1 { font-size: 31px; }
  .deck { font-size: 18px; }
  .byline { gap: 8px; }
  .lead-note { font-size: 15px; }
  .cta { font-size: 17px; }
}